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一、单选题(共 20 道试题,共 100 分。) V 1. The banks should keep enough currency and ___ to meet the requirement imposed on them by regulation.
A. serves
B. reservations
C. researves
D. deserves
2. If advances take the form of loans, new credit ___ immediately increases advances and deposits by the full amount.
A. granted
B. given
C. offered
D. issued
3. The largest source of income of a bank is through ___.
A. lease
B. transactions
C. exchanges
D. loans
4. All advance accounts are kept under regular___.
A. check
B. valuation
C. remark
D. review
5. A bank scrutinizes more closely ___ of whose credit standing it has no direct knowledge.
A. outside applicants
B. current applicants
C. applicants
D. non-applicants
6. The amount of advances may vary according to whether credit policy is tight or ___.
A. slack
B. loose
C. free
D. easy
7. Our deposits and withdrawals from our account are recorded in the ___.
A. counterfoil
B. passbook
C. record
D. account book
8. If you want to buy a car and may not have money on hand, you can make your ___ out of future income.
A. buy
B. purchase
C. trade
D. exchange
9. With the overdraft method, the amount of the agreed advance is noted in the customer’s account as the limit up to which he may ___ his account.
A. draw
B. overdraw
C. withdraw
D. withdrawal
10. Some automated clearing houses will be established in the cities of the future to handle electronic ___ .
A. transfers
B. transform
C. change
D. move
11. I will go to the bank to open a savings ___.
A. openings
B. counting
C. accounting
D. account
12. Checks have two important advantages ___ cash.
A. on
B. over
C. above
D. against
13. If figures for ___ overdrafts were available and were added to deposits, the difference would disappear.
A. intact
B. virgin
C. unexercised
D. untouched
14. To get a credit card, you must supply such information ___ your monthly salary and other income.
A. like
B. for example
C. for instance
D. as
15. Checks serve as money, although they are not legal ___ .
A. coin
B. tender
C. money
D. cash
16. The majority of loans made are known as ___ loans.
A. real estate
B. personal
C. commercial
D. individual
17. If your credit is not good, the bank will not ___ such a credit card.
A. give
B. present
C. show
D. issue
18. When the economists speak of a balanced economy, he envisions an overall balance between production and ___ .
A. consumption
B. expense
C. money
D. presumption
19. With the overdraft method, interest is charged only on the daily ___.
A. credit balance
B. debit balance
C. bank balance
D. payment balance
20. One of the most important services of a bank is regular passbook ___.
A. bank
B. save
C. savings
D. saving up
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